Senior Officer, Credit Analyst

About the role

UOB is hiring a Senior Officer, Credit Analyst to perform credit risk analysis for portfolios in the Private Bank and PFS Investment Lending segments. The role covers preparing and presenting credit analyses, assessing proposed transactions and supporting business and product development.

Key responsibilities

• Perform credit risk analysis for Private Bank and PFS Investment Lending portfolios and prepare and present credit analyses in line with regulatory and internal policy requirements.
• Assess proposed transactions within their transaction structure so that structural risks are identified and mitigated.
• Monitor market, regulatory, macro-economic and political developments and analyse counterparty credit quality to maintain sound portfolio quality.
• Collaborate with Credit Teams and assess client-specific exceptions proposed by business.
• Partner with stakeholders on financing frameworks and policies and support business and product development.
• Identify and manage process improvement initiatives to strengthen risk control and efficiency.

Required profile

• A recognized university degree, preferably in Business and Banking & Finance.
• Some banking experience, preferably in Credit Risk and/or Wealth Management.
• Strong knowledge of Private Banking, capital markets, derivative products and the local regulatory landscape.
• Excellent communication, interpersonal and organizational skills, with attention to detail and a willingness to learn.
• Maturity and judgement to work effectively with business partners and stakeholders.

Required skills

• Proficiency in MS Office applications.
• Verbal and written communication, highly meticulous and self-motivated.
• Ability to prioritize, plan and manage at both strategic and working levels.