Associate Credit Analyst - Treasury

About the role

RHB Singapore is looking for a highly motivated Associate Credit Analyst to join its Treasury team. The role supports the management of the Bank's investment portfolio through credit assessment, portfolio monitoring and investment analysis, working with stakeholders to identify opportunities, assess credit risks, assign credit ratings and provide timely reporting.

Key responsibilities

• Contribute to the department's profitability objectives by optimising the risk-return ratio of the investment portfolio.
• Identify and evaluate new investment opportunities aligned with the Bank's strategy and risk appetite.
• Support the management and rebalancing of the Treasury Investment Portfolio.
• Review the portfolio regularly and monitor credit quality across holdings.
• Prepare and present portfolio analysis, credit assessments and management reports.
• Perform credit evaluations and assign credit ratings using internally approved methods and models.
• Monitor market developments, industry trends and credit events affecting the portfolio.
• Ensure accurate reporting of portfolio performance, credit exposures and risk indicators.
• Support risk management practices and compliance with internal guidelines and regulations.
• Assist with administrative activities related to portfolio management, credit reviews and reporting.

Required profile

• Bachelor's degree in Finance, Economics, Accounting, Banking, Business or a related discipline.
• Relevant experience in credit analysis, treasury, investment management, risk management, corporate banking or related financial services.
• Strong understanding of credit risk assessment, financial statement analysis and portfolio management.
• Familiarity with credit rating methodologies and financial market instruments.
• Detail-oriented, able to work independently on multiple priorities in a fast-paced environment, with strong professional integrity.

Required skills

• Strong analytical and problem-solving skills and excellent report writing and presentation skills.
• Proficiency in Microsoft Excel and other financial analysis tools.