Product Manager - Lending Platform

About the role

GoTymeX, the product, technology and data analytics hub of Tyme Group, is hiring a Product Manager for its Shared Lending Platform. The platform underpins consumer lending with real-time credit decisioning, multi-product origination and collections, and is built once for every lending product across markets. The role works closely with Business, Design and Engineering teams to manage the full product lifecycle, from concept and customer research to launch, iteration and support.

Key responsibilities

• Own the vision, strategy and roadmap of the Shared Lending Platform and decide what is shared, product-specific or configurable.
• Set platform design principles such as API contracts, configuration versus code, multi-tenancy, abstraction layers and reusability.
• Drive build-versus-buy decisions and run vendor evaluations for core platform components.
• Lead the platform's role in real-time credit decisioning, including workflow orchestration, no-code rule configuration, feature store, bureau integration and champion/challenger testing.
• Translate Risk, Credit and Compliance requirements into engineering-ready specifications such as feature contracts, scoring interfaces and rule configurations.
• Manage cross-lending product dependencies and sequencing, and enable data-driven lending by capturing decision metadata and accelerating the learning loop.
• Partner with Credit Analytics and Credit Risk, and support IFRS9-grade reporting and customer-level data aggregation.

Required profile

• 8+ years in Product Management, with a track record of building platform capabilities used by multiple product teams.
• Familiarity with credit and lending domains such as affordability assessment, scoring, champion/challenger experimentation, vintage analysis and IFRS9/ECL concepts.
• Experience with multi-country, multi-product delivery and regulatory, integration and localisation differences.
• Outstanding written and verbal English and strong stakeholder management with Risk, Credit, Engineering, Compliance and country business leaders.

Required skills

• Hands-on experience with real-time decisioning at scale: workflow orchestration (BPMN or similar), rule engines, feature stores and model serving.
• Strong technical fluency in platform and API design.
• Strong plus: no-code rule-configuration tools (Flowable, GDS Link, Provenir), ML-assisted credit decisioning product surfaces, collections architecture and regulatory credit reporting.

What we offer

• Competitive salary, performance-based bonus and stock-based incentives for high performers.
• Conferences, expert-led training and overseas training.
• Flexible working from home or the office, generous annual leave and a paid day off for your birthday.
• Meal and parking allowances.