AVP, Specialist, Private Banking Credit Documentation

About the role

DBS is hiring an Associate Vice President, Specialist, Private Banking Credit Documentation within its Risk Management Group. The role covers preparing, reviewing and approving credit documentation such as Letters of Offer, facility agreements and security documents, and managing complex, bespoke documentation for private banking clients.

Key responsibilities

• Prepare, review and approve standard and non-standard Letters of Offer, facility agreements, security documents and related documentation in line with approved credit terms.
• Incorporate all conditions, covenants, collateral requirements and other terms from the approved Credit Application Memorandum accurately and completely.
• Manage complex and bespoke documentation, draft non-standard provisions and obtain Legal clearance where required.
• Partner with Relationship Managers, Credit Risk, Legal, Operations and others to resolve documentation issues and meet agreed turnaround times.
• Maintain documentation controls, escalate discrepancies or exceptions promptly and support audit and regulatory outcomes.
• Draft, review and finalise credit and security documentation for new facilities, amendments, renewals and other approved transactions.
• Perform independent quality checks before issuance or execution, and clarify ambiguous approval terms with Relationship Managers and Credit Risk.
• Maintain Letters of Offer, supplementary documents, standard clauses, checklists and templates in consultation with Legal and control functions.
• Ensure compliance with policies, delegated authorities, operating procedures, service standards and applicable laws, and keep complete documentation records.
• Support process improvement, documentation standardisation, system enhancements, functional specifications and user acceptance testing.

Required profile

• Bachelor's degree in Law, Business, Finance, Banking or a related discipline.
• 7 to 10 years of relevant banking or financial-services experience, preferably in credit documentation or a related control function.
• Experience supporting Private Banking, Wealth Management or complex secured-lending transactions is strongly preferred.
• Relevant legal, credit or banking qualifications are advantageous.

Required skills

• Strong working knowledge of facility and security documentation, credit approval terms and documentation controls.
• Ability to manage complex, high-volume documentation under tight turnaround times.
• Good attention to detail and strong communication skills with Credit Managers, Credit Risk Managers, Relationship Managers and Legal.
• Aptitude for using technology to improve efficiency and automation.