Credit Analyst - Regional Credit Team

About the role

An established regional financial services group is looking for a Credit Analyst to join its Regional Credit team in Singapore, reporting to the Head of Regional Credit. You will assess financing opportunities across Asia Pacific, carry out detailed financial analysis and help structure credit proposals, with exposure to specialised industries, complex transactions and senior management through credit committee presentations.

Key responsibilities

• Conduct in-depth credit and fundamental analysis of borrowers, businesses and financing proposals across regional markets.
• Assess and value potential collateral, including listed equities, bonds, derivatives, structured products and properties.
• Support senior team members in structuring financing transactions, evaluating debt terms and preparing financing proposals.
• Prepare credit applications and supporting financial analysis, and take part in presenting proposals to the credit committee.
• Review financial statements, industry developments and key risks to support credit recommendations.
• Help review financing and security documentation against internal credit policies and regulatory requirements.
• Support departmental projects and other assignments as required.

Required profile

• Degree in Accountancy, Finance, Economics or a related discipline with a strong academic record; First Class Honours or equivalent is an advantage.
• Experience in auditing, credit analysis or financial analysis, especially in commercial or corporate banking, is advantageous; fresh graduates and candidates with audit experience are welcome.
• Knowledge of companies listed on regional stock exchanges and exposure to financing or security documentation is an advantage.
• Relevant professional qualifications such as CFA or CA, or progress towards them, is an advantage.

Required skills

• Strong understanding of financial statements and ability to evaluate business performance, cash flow and credit risks.
• Numeracy, analytical and detail-oriented, able to manage competing priorities and meet deadlines.
• Clear written and verbal communication, including presenting findings and recommendations.

The employer states that only shortlisted candidates will be notified and that applying through the recruiter means agreeing to share your personal information with prospective employers.