Financial Planning & Analysis - Lending Analyst, Assistant Vice President

About the role

Citi is hiring a Financial Planning & Analysis - Lending Analyst, Assistant Vice President in Singapore, within its Wealth Lead Finance Office (LFO). You will act as a finance partner and strategic adviser to a high-priority consumer lending business across Singapore, Hong Kong and the UAE, covering the Singapore Cards and Personal Lending portfolios and the cross-market Securities-Based Lending portfolio. The team has about 10 finance professionals.

Key responsibilities

• Serve as the primary finance partner for the Singapore Cards and Personal Lending portfolios and the cross-market Securities-Based Lending teams, advising product and country teams on financial performance and strategic priorities.
• Lead short- and long-term budgeting, forecasting and financial planning cycles, coordinating with FP&A, Treasury, Risk and business partners.
• Analyse portfolio performance against plan, identify variances and recommend corrective actions.
• Produce financial reports, dashboards and performance analytics covering key metrics, results and trends.
• Prepare and contribute to Business Review materials and present to COO teams and cross-functional partners.
• Support expense optimisation initiatives with COO teams and assess financial risks and emerging opportunities.

Required profile

• 5 to 8 years of experience in financial planning, analysis, management reporting or a closely related finance discipline in financial services or banking.
• Demonstrated end-to-end financial planning and budgeting, including forecasting, variance analysis and performance reporting.
• Experience with consumer banking, cards, lending or wealth management products.
• Bachelor's degree in Finance, Accounting, Economics, Business or a related field, or equivalent professional experience.

Required skills

• Ability to turn complex financial information into clear, commercially relevant narratives for product teams and senior leadership.
• Managing multiple priorities independently in a fast-paced, cross-market environment.
• Effective communication with senior business and Finance stakeholders.

What we offer

• Hybrid working: 3 days in the office and 2 days remote.
• Global learning and development resources and career pathways.
• A team of about 10 finance professionals with exposure to senior stakeholders across markets.
• Competitive compensation and a benefits package aligned to the market, including financial wellbeing and family support programmes.