Senior Credit Risk Manager, Wealth Management Credit

About the role

This is a senior role within the Wealth Management Credit team under the Risk Management Group, supporting the Private Banking and Treasures Private Client segments. It covers complex and structured credit transactions, portfolio oversight, policy development and strategic risk-management initiatives, while helping develop the team's capabilities and operating model. The position is based in DBS Asia Central, full-time.

Key responsibilities

• Lead a designated team of Credit Risk Managers, ensuring consistently high standards of credit assessment, risk judgement, portfolio oversight and execution.
• Assess complex and structured credit transactions with Front Office, Credit Managers and Credit Risk Managers, making sure risk mitigants are set and material credit, legal, documentation, regulatory and reputational risks are addressed.
• Review and approve credit requests within delegated authority, and give clear, well-supported recommendations on requests needing higher approval authority.
• Lead or contribute to reviews of credit programmes, underwriting standards and new product structures, assessing material risks, control requirements and portfolio implications.
• Contribute to the development and periodic review of credit policies, standards and guidelines, incorporating portfolio experience, emerging risks, regulatory expectations and market developments.
• Provide oversight of portfolio risk, including emerging and concentration risks, by monitoring market developments, client exposures and collateral performance, and assess portfolio resilience under stress scenarios.
• Support transformation initiatives such as automating and streamlining credit processes while keeping risk and governance controls in place.

Required profile

• Bachelor's or postgraduate degree with at least 15 years of relevant experience.
• Ideal candidate has extensive experience in senior Credit Risk Management roles, preferably in private banking or corporate banking, with a strong track record managing UHNW credit portfolios and underwriting complex credit transactions.
• Demonstrated experience leading and developing credit professionals and maintaining high credit standards across a team.
• Strong portfolio-risk orientation, able to spot emerging and concentration risks beyond individual transactions.
• Strong analytical and credit analysis skills, sound credit judgement and strong communication skills working with Credit Managers, Relationship Managers and Product teams.
• Meticulous, able to prioritise and work under tight timelines, with an aptitude for using technology to improve efficiency and automation.