VP, Credit Portfolio Risk Assessment & Monitoring (CPRAM)

About the role

The Risk Management Group (RMG) works with business partners to manage the bank's risk exposure while balancing return maximisation against an acceptable risk profile. As the bank grows across the region amid global uncertainty, this role focuses on proactive portfolio monitoring, timely risk event management, building risk assessment and monitoring tools, and reporting credit portfolio risk concerns to risk committees. The position is based in DBS Asia Central.

Key responsibilities

• Appreciate macro and industry trends to support proactive portfolio monitoring and review
• Collaborate with stakeholders to assess and act on risk events and their impact
• Build and enhance risk assessment and monitoring tools
• Report credit portfolio risk concerns to risk committees
• Assess and monitor risks affecting credit portfolio quality
• Lead and execute credit portfolio reviews by country, industry and segment with senior management
• Prepare risk committee decks for credit portfolio updates
• Work with Credit Risk Managers and Relationship Managers across locations and business units
• Take part in credit portfolio review improvement initiatives and projects that enhance risk monitoring
• Support data and analysis for portfolio reviews and information for Investor Relations, rating agencies and MASS
• Support ad-hoc research such as country and industry studies

Required profile

• Bachelor's degree in Business, Finance, Accounting, Economics or a related field
• At least 10 years of financial services experience, including credit experience in corporate, commercial or retail banking
• Experience with credit products across multiple asset classes in large banks
• Strong understanding of risk management and financial statement analysis
• Detail-oriented, with good data storytelling and presentation skills
• Self-driven, able to multi-task and take a hands-on approach

Required skills

• Strong command of Microsoft Office applications
• Good analytical skills, identifying root causes and trends
• Ability to communicate clearly to audiences of varying seniority
• Team player with strong interpersonal skills and influence without direct authority