Backend Architect - Pay&Card Tech

About the role

Binance’s Pay&Card team is building the next generation of digital payment solutions. As a Backend Architect you will design and deliver end‑to‑end card‑issuing platforms that enable users to transact with crypto‑backed cards worldwide.

Key responsibilities

• Architect, build, and maintain backend systems for card issuing and card lifecycle management.
• Lead technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding).
• Define system architecture, service boundaries, and integration patterns for card platform services.
• Ensure system reliability, scalability, and compliance with payment network standards.
• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications.
• Establish engineering best practices, code quality standards, and technical documentation for the team.
• Work hands‑on as a builder, not just an advisor.

Required profile

• 8+ years of backend engineering experience with strong Java / Spring expertise.
• Direct experience building or maintaining a card system.
• Experience with card certification processes and/or card onboarding programs.
• Strong system design and architecture skills, especially in distributed, high‑throughput payment infrastructure.
• Understanding of card network standards, payment flows, and compliance requirements.

Required skills

• Java
• Spring Framework
• Visa and MasterCard certification processes
• Apple Pay and Google Pay onboarding
• Distributed systems design
• High‑throughput payment infrastructure

What we offer

• Opportunity to shape the future of digital payments within the world’s leading blockchain ecosystem.
• Collaboration with world‑class talent in a flat, user‑centric organization.
• Autonomous work on fast‑paced, innovative projects.
• Exposure to cutting‑edge fintech and crypto technologies.