Analyst - Generalist, Business Support Unit, SME Banking

About the role

The Business Support Unit (BSU) within DBS Institutional Banking Group's Corporate Operations Office supports the delivery of efficient, client-centric lending services. It provides end-to-end operational support across the corporate lending lifecycle, from loan application processing and documentation preparation to post-acceptance verification and loan servicing. This generalist analyst position sits in the SME Banking area.

Key responsibilities

• Process corporate loan applications across SME working capital and business loans, bankers' guarantees, trade and FX facilities, overdrafts, property loans, equipment financing and corporate credit cards
• Prepare accounting spreads and analyse corporate financial statements to support credit evaluation
• Review applications and supporting documents for completeness, accuracy and policy compliance, and follow up with Relationship Managers and Branch Officers on outstanding items
• Enter and validate data accurately in credit systems
• Collaborate with team members and other units to meet service-level standards and handle exceptional requests
• Maintain management information and records, and prepare weekly and monthly management reports
• Support process enhancement, automation, digitalisation, UAT and system implementation, and identify ways to streamline processes and strengthen controls
• Use approved digital solutions and Generative AI tools responsibly to improve efficiency

Required profile

• Degree or diploma in Banking, Finance, Business Administration or a related discipline
• At least two years of experience in corporate banking operations, loan processing, credit administration or a related field
• Good knowledge of corporate banking products, lending processes and operational controls
• Strong attention to detail, organisation and time management, able to handle competing priorities and tight deadlines

Required skills

• Basic accounting knowledge and ability to analyse corporate financial statements
• Proficiency in Microsoft Office
• Responsible use of approved Generative AI tools
• Effective written and verbal communication and teamwork