Business Finance Analyst – Commercial Banking

About the role

The Business Finance Support role is the backbone of the bank's business banking operations, providing administrative support to the business banking team so that financial services are delivered accurately and on time. The analyst supports the financial planning, performance management and business decision-making for the Emerging Business and Middle Market segments of the Commercial Banking franchise, working closely with Finance, Product, Sales, Relationship Management, Risk, Operations and Strategy teams.

Key responsibilities

• Budgeting and forecasting: support the annual budgeting process and periodic forecasting, prepare financial projections covering revenue drivers and expenses, and track performance against budget and forecast, highlighting key variances and drivers.
• Management reporting: produce regular management reports and insights, analyse trends in loan and deposit growth, interest income and margins, fee income, customer acquisition, operating expenses, productivity and portfolio profitability, and monitor key financial and business KPIs.
• Business partnering: work with product and sales teams to understand performance drivers, help prepare materials for business reviews and management meetings, and respond to ad-hoc financial analysis requests.
• Data analytics and process improvement: drive the use of automation, digitalisation and AI to improve reporting efficiency, use data visualisation tools to strengthen stakeholder engagement, and ensure accuracy and consistency of financial data.

Required profile

• Degree in Finance or equivalent, with some programming experience.
• Mature, proactive and analytical with an aptitude for numbers; meticulous, organised and able to prioritise tasks and manage multiple projects.
• Good communication skills, able to multi-task and work within tight deadlines.

Required skills

• Proficiency in Microsoft Office applications such as Excel, Access and PowerPoint.
• Advantages: data visualisation and analytics tools such as SQL, QlikView, Python, and Microsoft Power Platform (Power Query, Power Pivot, Power BI).

What we offer

• Competitive base salary.
• Holistic, flexible benefits and community initiatives.
• Learning and professional development opportunities.