Director, AP Fraud & Cyber Threats

About the role

Visa is hiring a Director, AP Fraud & Cyber Threats to lead its Asia Pacific approach to identifying, assessing and responding to significant and emerging fraud, scam and cyber threats affecting the payments ecosystem. Reporting to the VP, Payment Ecosystem Risk, this is a high-impact individual contributor role with broad reach across regional and global teams, combining incident response, proactive threat mitigation, payment-focused cyber-threat intelligence, technical product risk advice and external engagement. At least 3 days per week must be spent in the office.

Key responsibilities

• Lead the regional client response to fraud and cyber-enabled payment incidents: assess AP impact, gather intelligence, engage affected clients and markets with Risk Managers and drive resolution with minimal disruption.
• Translate threat intelligence into preventive action by identifying emerging vulnerabilities and driving stronger controls, product enhancements, solutions and client guidance.
• Embed fraud and cyber-threat controls into products from launch by influencing Product teams during design, Product Risk Reviews, launch readiness and remediation.
• Establish Visa's AP payment-risk approach to cyber threats by building the intelligence-sharing cadence and operating model with Cybersecurity, Technology and Market Risk.
• Strengthen Visa's external leadership on fraud and cyber threats by representing the company with clients, regulators and industry stakeholders.

Required profile

• At least 10 years of relevant experience as a fraud or cyber-risk leader, with deep knowledge of end-to-end payment transactions (authorization, authentication, clearing and settlement).
• Relevant industry experience in technology, payments or cybersecurity, and proven ability to turn threat intelligence into business risks, controls and response actions.
• Experience leading complex, cross-functional initiatives across Product, Risk, Cybersecurity and Technology, and communicating complex risks clearly to senior leaders and clients.
• Demonstrated leadership across markets and cultures in a multinational environment, with an undergraduate degree or equivalent professional experience.

Required skills

• Payment authentication, EMV chip and contactless transactions, tokenization, digital-payment ecosystems, fraud controls and payment processing.
• Professional certifications such as CAMS, CISSP, CISM or GIAC are valuable but not required.