Finance Manager - Credit Facilities & Global Banking Relations

About the role

A Finance Manager is needed in Singapore to manage credit facilities and financing for the Group's international trading operations, and to build and maintain relationships with international banks. The role covers working capital financing, trade finance instruments and cross-border banking coordination.

Key responsibilities

• Manage and optimise credit facilities, working capital financing and trade finance solutions for international trading operations.
• Negotiate credit limits, interest rates, financing terms and collateral with domestic and international banks.
• Develop financing solutions such as Letters of Credit, Trust Receipts, Bank Guarantees and other trade finance instruments.
• Monitor credit utilisation, financing costs, liquidity needs and banking covenants across subsidiaries.
• Build and expand the Group's global banking network and lead negotiations on new facilities, renewals and financing arrangements.
• Coordinate with overseas subsidiaries on cross-border financing and banking activities.
• Manage financing risks such as foreign exchange exposure, interest rate fluctuations and liquidity risk.
• Support business expansion in chemical trading, virgin plastic resins, polymers and other commodities, and work with Treasury, Trading, Accounting and Risk Management teams.
• Prepare financial reports, credit facility assessments and financing proposals for senior management.

Required profile

• Bachelor's degree or higher in Finance, Banking, Accounting, Economics or a related field; MBA, CFA, ACCA or equivalent is an advantage.
• Minimum 7-10 years of experience in corporate finance, trade finance, treasury or international banking, including at least 3 years in a managerial role.
• Strong preference for experience in chemical trading, virgin plastic resins, polymers, petrochemicals or international commodity trading.
• Experience in multinational corporations or diversified trading groups is a strong advantage.
• Fluent English communication and negotiation skills are required.

Required skills

• Solid understanding of trade finance instruments, cross-border financing, working capital management and global banking practices.
• Proven track record managing substantial credit facilities and negotiating with international banks.
• Excellent negotiation, financial analysis, stakeholder management and problem-solving skills.

What we offer

• Competitive compensation package with a 13th-month salary bonus and a wide range of employee benefits.
• Welfare policies for employees and their families.
• Training programmes, including e-learning.
• Global working environment with nearly 30 branches/representative offices and a Grade A office workplace.
• Diverse and inclusive workplace culture.