Credit Portfolio Management Intern

About the role

Mitsubishi UFJ Financial Group (MUFG) is recruiting a Credit Portfolio Management intern for its Asian Credit Portfolio Management Office (ACPMO) in Singapore. The internship runs from 11 January 2027 to 30 June 2027 and sits within the credit portfolio strategy for non-Japanese clients in Asia Pacific excluding Japan. The intern works closely with the various teams and stakeholders across the business units of MUFG Singapore, supporting regional strategic initiatives in loan portfolio strategy, credit management, distribution strategy and risk appetite design.

Key responsibilities

• Support data analysis and strategy development for the hold-to-maturity loan portfolio, including capital allocation modelling and profitability tracking.
• Help implement frameworks to mitigate credit risk, including monitoring markets and assessing credit and concentration risks.
• Support the approval process for loan distribution and credit insurance products used as a risk mitigation tool, assessing profitability and returns on capital.
• Engage with the credit insurance market in discussions, negotiations and transaction binding.
• Design and monitor loan distribution strategies, including KPIs and performance tracking.
• Prepare reports and strategic recommendations for management across multiple business areas.
• Collaborate with regional teams, branches, credit offices and data analytics groups to align and execute strategic initiatives.

Required profile

• Currently pursuing a degree in Finance, Economics, Business, Data Analytics or a related field.
• Open to Singaporean and PR students only; the internship is based in Singapore.
• Interest in credit risk, portfolio strategy and international banking operations.

Required skills

• Strong analytical and quantitative skills with attention to detail.
• Proficiency in Microsoft Excel; familiarity with financial modelling and data visualisation tools is a plus.
• Excellent communication and organisational skills.
• Ability to work independently and collaboratively in a fast-paced environment.

To apply, candidates must submit a CV and cover letter through the MUFG early careers website; only shortlisted applicants will be notified.