Project Finance Portfolio Analyst (Japanese Speaking)

About the role

Mitsubishi UFJ Financial Group (MUFG) is hiring an Analyst for its Project Finance Portfolio Management team in Singapore (Marina One office). The role leads credit and account management for an assigned sub-portfolio of complex project finance transactions, with close coordination with the Tokyo head office.

Key responsibilities

• Lead credit and account management for an assigned sub-portfolio of complex project finance transactions
• Conduct credit analyses, periodic credit reviews and risk rating assessments in line with internal policy and regulatory frameworks
• Implement watchlist protocols and portfolio surveillance routines; recommend borrower and regulatory rating actions
• Review and process amendments, waivers, consent requests and restructuring proposals, and recommend credit decisions
• Design analytical approaches for construction progress, sponsor performance and project cash flows
• Resolve complex credit and operational issues, including documentation, covenant interpretation and account administration
• Track portfolio performance and emerging risk trends, and raise watchlist concerns
• Ensure compliance with internal credit policies, delegated authority frameworks and regulatory analytical requirements
• Facilitate communication with the Tokyo head office, support discussions with Planning and Compliance departments, and support discussions with Japanese customers
• Manage initiatives for the Head of Department and Head of Division relating to the portfolio

Required profile

• Bachelor's degree in Finance, Banking, Accounting or a related field
• Minimum 4 years of experience in credit analysis, credit writing, portfolio monitoring and recommendations to credit committees or credit approvers
• Minimum 2 years of experience in cash flow analysis and financial modelling
• Minimum JLPT N1 certification (or equivalent business-level Japanese) to communicate with Tokyo head office stakeholders
• Proven experience in project finance portfolio management across infrastructure, natural resources, energy and power sectors
• Experience with syndicated/agented credit facilities, restructurings and waiver/amendment negotiations

Required skills

• Credit risk analysis, borrower and regulatory rating assignment, and periodic portfolio review
• Portfolio surveillance frameworks aligned with internal credit policy
• MS Office (PowerPoint, Excel, Access) or another database system